Housing Affordability

The City of Redmond encourages a variety of housing types for all economic segments of the community. There are a number of affordable housing resources available for low- and moderate- income households. A home is considered affordable when the total housing costs do not exceed more than 30% of the household income. For rental units, this would include rent and utilities. For ownership units, the total cost includes mortgage, insurance, and homeowners dues, if any.

Qualification for most affordability programs is determined by a formula that is based on the King County Median Income. Most assistance programs are geared for households that earn 80% or less than the King County Median Income. These can include transitional and shelter housing, rental assistance, down payment assistance, housing repair programs, and other resources.

Partner Organizations

There are a number of organizations with which the city works that can be good resources for individuals and families in need of assistance.

ARCH - A Regional Coalition for Housing

ARCH maintains lists of both rental and ownership units that are available to moderate income households (those earning 80% or less of the King County Median Income). ARCH also administers the City's Housing Trust Fund, which helps provide funding assistance to local non-profit housing providers, for preservation and construction of affordable housing throughout Redmond and East King County. For information about affordable rental or ownership units, contact ARCH at 425-861-3677.

Having enough money to buy a home can be a big obstacle. The City of Redmond and other King County ARCH cities have partnered with the Washington State Housing Finance Commission to offer the ARCH East King County Down Payment Assistance Loan Program to make owning your own home or condominium easier for East King County homebuyers. More information on this program, Commission sponsored homebuyer education seminars, and a listing of loan officers who have experience with these loans, is available on the Commission's website or by phone at 206-464-7139. Visit the ARCH website to learn more about its homebuyer program.

Habitat for Humanity

Acclaimed for their "sweat-equity" programs, Habitat for Humanity of East King County has new construction occurring in Redmond and the region. Contact their offices at 425-869-6007 for qualifying information.